Posted by JimK

PHISHING & SOCIAL NETWORKING

Phishing and Social Networking

Be leery of e-mails or text messages you receive indicating a problem or question regarding your financial accounts. In this scam, you are directed to follow a link or call the number provided in the message to update your account or correct the problem. The link actually directs the individual to a fraudulent Web site or message that appears legitimate; however, any personal information you provide, such as account number and personal identification number (PIN), will be stolen.

Another scam involves victims receiving an e-mail message directing the recipient to a spoofed Web site. A spoofed Web site is a fake site or copy of a real Web site that is designed to mislead the recipient into providing personal information.

Consumers are encouraged to beware of bargain e-mails advertising one day only promotions for recognized brands or Web sites. Fraudsters often use the hot items of the season to lure bargain hunters into providing credit card information. The old adage “if it seems too good to be true” is a good barometer to use to legitimize e-mails.

 

Scammers try to prey on bargain hunters by advertising “one day only” promotions from recognized brands. Consumers should be on the watch for too good to be true e-mails from unrecognized Web sites.

Along with on-line shopping comes the growth of consumers utilizing social networking sites and mobile phones to satisfy their shopping needs more easily.

Again, consumers are encouraged to beware of e-mails, text messages, or postings that may lead to fraudulent sites offering bargains on brand name products.

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